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Everyone I know who is good with money either earns a lot or was quietly given something early. The budgeting apps are for the rest of us to feel busy with.
Calling it phone addiction misses it. Most people are bored at work, and the phone is the only thing that isn't.
Index funds have made markets less efficient — half the money in the room is now buying without an opinion about anything.
something you reckon. a gripe, a hunch, a hill you will die on. serious or not.
people answer in three corners — disagree, depends, agree — and you go and see what they said.
anyone can join with an email address. it is used to send you a code and nothing else.
what all this does to your head, and what to do about it.