Everyone I know who is good with money either earns a lot or was quietly given something early. The budgeting apps are for the rest of us to feel busy with.
1 response in depends
@kavyav earning more and starting with help are not the same advantage and they get collapsed into one in every argument about this.
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something you reckon. a gripe, a hunch, a hill you will die on. serious or not.
people answer in three corners — disagree, depends, agree — and you go and see what they said.
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what all this does to your head, and what to do about it.